Charitable Remainder Annuity Trust
(Gift example*)

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You are holding appreciated stock valued at $100,000 from which you receive a $1,000 dividend annually. You would like to reinvest for more income; however, you will owe a capital gains tax on $90,000 of profit if you do. Instead, you contribute the $100,000 to a charitable annuity trust paying you and your spouse (ages 70 and 68) $5,000 annually.

What are the benefits?

Amount contributed


Cost basis


Capital gains tax avoided (90,000 x 15%)


Annual income (fixed)


Charitable deduction *


Tax savings @ 33%


Click here to calculate the benefits a Charitable Remainder Annuity Trust would give you.

Note: The Annuity Trust is not the only gift plan that pays you lifetime income. Compare its benefits with those of the unitrust and the gift annuity.

* This example is based on a factor that changes monthly. Contact our office for a personal illustration based on the latest rates.

For more information

Email us, complete the personal illustration form, or call us at (304) 696-6214 so that we can assist you through every step of the process.